This file contains individuals who have filled out an online application to receive information on credit cards for which they qualify. This file is 100% Opt-In.

File Demographics:

Male = 59%
Female = 41%
Average Income = $34,00
Average Age = 30

List Service Direct, Inc. has partnered with several online market research and survey companies to provide these responsive Ethnic Email Lists. Each individual on this file provided demographic data on themselves and has Opted-In to receive third-party Email.

The email messages will be broadcasted by List Service Direct, Inc. or its affiliates and shall identify the source of the recipient's data collection and shall contain an opt-out feature that allows the recipient to electronically communicate his desire to be removed from the database.